These Terms govern your use of TripCash, provided by [LEGAL NAME], located in [COUNTRY]. By using TripCash, you agree to these Terms.

1. The service

TripCash helps groups record shared travel expenses and calculate suggested settlements. TripCash does not hold, transfer, lend, exchange, or process money. Calculations are informational; users are responsible for checking entries and completing payments independently.

2. Eligibility and accounts

You must be legally able to agree to these Terms. You are responsible for accurate account information, protecting your credentials, and activity under your account. Notify us promptly of unauthorized use.

3. User content and shared trips

You retain ownership of information you submit. You grant us permission to host, process, and display it only as needed to operate TripCash. Do not submit information you lack permission to share. Authorized members of a shared trip may view and change trip information according to their access.

4. Acceptable use

You must not misuse TripCash, break applicable law, impersonate others, interfere with security, access data without authorization, distribute malicious code, scrape the service, or use it to harm others.

5. Third-party services

TripCash relies on third-party hosting and authentication services and may link to services such as PayPal. Their terms and privacy practices apply separately. We are not responsible for third-party transactions or services.

6. Availability and changes

We may maintain, change, suspend, or discontinue features. We do not guarantee uninterrupted or error-free availability. You should retain copies of information you need, including exported expense records.

7. Account termination

You may delete your account in Account Settings. We may restrict or terminate access for material violations, security risks, legal requirements, or harm to TripCash or others. Shared expense records may remain in anonymized form after deletion.

8. Disclaimer

To the maximum extent permitted by law, TripCash is provided “as is” and “as available.” We disclaim implied warranties, except those that cannot legally be excluded. Nothing in these Terms limits mandatory consumer rights.

9. Limitation of liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive losses, lost data, or disputes and payments between users. Mandatory liability that cannot legally be limited remains unaffected.

10. Governing law

These Terms are governed by the laws of [COUNTRY/JURISDICTION], without limiting mandatory protections available to consumers in their country. Courts with jurisdiction under applicable law may hear disputes.

11. Changes to these Terms

We may update these Terms. We will update the effective date and provide notice when required. Continued use after an update takes effect constitutes acceptance where permitted by law.

12. Contact

[LEGAL NAME]
[POSTAL ADDRESS]
Email: [SUPPORT EMAIL]